Insurance and pricing

We are a Premier Provider for RWJBH

We accept most major health insurance plans, including Managed Medicaid, Medicare Advantage, and exchange plans. Get started by finding your plan on our list.



For patient's without insurance, there are self pay options available at the time of service.

  • 1199 SEIU

    See Aetna 

  • Aetna/GEHA

    • All HMO, PPO, EPO, POS, and other commercial products. Select Medicare products (see exclusions)
    • Aetna Premier Care Network Plus Multi-Tier
    • Aetna Whole Health - Contact your payer

    Excluded Products

    • All Aetna Medicare Prime products, Aetna Better Health and Aetna NJ Savings Individual EPO
    • Some Aetna Whole Health Individual and Family Exchange Plans. Contact your payer

  • Allied Benefits Systems

    Must have Cigna or Aetna logo.                                         Other products - Contact your payer

  • AmeriHealth

    All HMO, PPO, EPO, POS,                                            Other commercial products - Contact your plan

  • Anthem

    Must have acces to the Blue Card Network PPO

  • Braven Health

    All products

  • Centivo

    Must have Cigna logo

  • Cigna

    Select HMO, PPO, EPO, POS,                               Other commercial and indemnity products (see exclusions)


    Excluded Products

    Some Cigna LocalPlus products - Contact your payer

  • Clover Health

    All Medicare products

  • Consumer Health Network (CHN)

    All products PIP and Worker's Comp

  • Corvel

    Workers Compensation

  • Coventry

    Workers Compensation and Motor Vehicle Only

  • Emblemhealth

    Emblem, NYCPPO


    Excluded Products

    All Medicaid lines of business

  • Empire BCBS of New York

    Jersey City Medical Center, Monmouth Medical Center, RWJUH, and RWJUH Rahway: Select HMO, PPO, EPO, POS, and                                                                  Other commercial and indemnity products 


    Any products with BlueCard Program benefits PPO

    (see exclusions)


    Excluded Products

    Excluding Pathway Medicaid and Health Plus Medicaid products, Empire MediBlue products, and other individual and small group plans requiring NY-based providers only. 


  • First Health

    PAR Through Aetna Partner Network                          Other products. Contact your payer

  • First Managed Care Option

    All Products

  • HIGHMARK

    Must have acces to the Blue Card Network PPO

  • Horizon BCBS of New Jersey

    All Commercial Products, including HMO, PPO, EPO, POS, Direct Access, Indemnity, and Omnia.            

    All State and Federal employee health products.                 

    All Medicare products. 

  • Humana

    Medicare Only

  • Humana Military

    Tricare

  • Independence BC

    Any products with BlueCard Program benefits PPO

  • Insurance Administrators of America

    See Cigna

  • Magnacare/Brighton Health Plan Solutions

    All products including Worker's Compensation

  • Medicare

    Medicare                         

    Railroad Medicare

  • Medlogix

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  • Meritian

    See Aetna

  • MultiPlan/PHCS

    All products. Contact your payer

  • MVP

    Must have Cigna logo

  • Northwell Direct

    Tier 1 - NDW

  • QualCare

    All HMO, PPO, POS,                                                   QualLynx Worker's Comp                                       Other commercial products - Contact your plan

  • Travel Insurance

    You must contact your plan

  • United Healthcare & Oxford Health Plans

    All United and Oxford HMO, PPO,                          Other commercial products                                      All Medicare products.                                                  VA Community Care Network.                                For Exchange plans - Contact your plan


    Excluded Products

    Excludes: United Healthcare Community Plan

  • US Family Health Plan

    Tricare Prime

  • Worker's Comp

    US Department of Labor,                                              All Worker's Comp - Contact your plan

Not seeing your plan or carrier?


Reach out today discuss your payment options!



* Please note: This list is subject to change and should not replace confirming a patient’s eligibility and coverage with their health plan. The state’s new out-of-network law does not apply to plans issued outside of New Jersey. Even if you live in New Jersey, if your employer is in another state, your plan may not be covered by the law. Also, self-funded plans, where the employer covers plan expenses, must follow federal requirements, not state laws. These plans may choose to follow New Jersey's law, but they are not required to. Be sure to check with your employer or health insurer to see if the law applies to your plan.

Other Ways to Pay

At Family First Urgent Care and Primary Care, we believe quality healthcare should be accessible to everyone. That’s why we proudly accept most major insurance plans and offer affordable self-pay rates for patients without coverage or those who prefer to pay out of pocket.


We look at comparable services in the market, healthcare costs, and also factor in inflation. Our goal is to remain affordable and accessible to the average patient, while ensuring our on-site teams are fairly compensated for the services they provide.